Second Act Mortgage Academy
12 weeks to a clear, compliant start.
A guided weekly program for the Founding Class. Each week combines a lesson, a case study, a quiz and a practical assignment, with live sessions on Zoom.
Note: Classes start December 1, 2026.
Curriculum
The 12 modules
- 01
Week 1
Second Act Orientation
How the program works, the two pathways, and the boundaries every trainee follows from day one.
- 02
Week 2
Mortgage Industry and Licensing
How the industry is organized, who must be licensed, and what the SAFE Act requires.
- 03
Week 3
Home Equity Fundamentals
What home equity is, how it is measured, and the risks of borrowing against a home.
- 04
Week 4
HELOC Specialist I
HELOC structure: draw and repayment periods, variable rates, and required disclosures.
- 05
Week 5
HELOC Specialist II
Costs, repayment scenarios, responsible-use education, and when a HELOC may not fit.
- 06
Week 6
Reverse Mortgage Fundamentals
How reverse mortgages and FHA HECMs work, eligibility concepts, and payout options.
- 07
Week 7
HECM Consumer Protection
Mandatory independent counseling, borrower obligations, and non-borrowing spouse protections.
- 08
Week 8
Business Development and Outreach
Compliant community education, events and relationship building — without referral fees.
- 09
Week 9
AI Mortgage Productivity
Using AI for preparation, notes and drafts, with privacy and human review built in.
- 10
Week 10
Mortgage Client Journey
The steps from first conversation to closing, and who is allowed to do what at each step.
- 11
Week 11
Advisor Practice and Simulations
Role-play scenarios that practice education-only conversations and clear hand-offs.
- 12
Week 12
Career Launch and Readiness Assessment
Your personal launch plan, licensing next steps, and the final readiness assessment.
Live on Zoom
Weekly sessions
- Weekly Mortgage Career Class
- HELOC Product Lab
- Reverse Mortgage Product Lab
- Licensing Support Office Hours
- Mentor & Accountability Session
Recurring live Zoom meeting
Second Act Mortgage Career Live Session
Starts Tuesday, November 3, 2026 at 7:00 PM Central Time (US & Canada)
Register once in advance — Zoom emails you the join link and calendar details for the series.
Register on Zoom (opens in a new tab)Recordings are shared when available.
What the Academy is — and isn't
This is internal company training. It is not NMLS-approved pre-licensing or continuing education, and completing it does not make anyone a licensed loan originator. If you pursue a license, you'll complete approved education with an NMLS-approved provider separately — your licensing checklist helps you track it.
Already enrolled in the Certified AI Second Act Advisor™ program? Your eight-module course, workbook and certificate are unchanged. Open your Academy dashboard.