SASecond Act Advisors™National Advisor Network
Second Act AI Capital Advisors™Home Equity & Reverse Mortgage Career Accelerator
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Now accepting applications — Founding Class of 25

Your Mortgage Career Deserves a Second Act.

Specialize in HELOCs and Reverse Mortgages. Learn AI. Build Your Next Professional Chapter.

Note: Classes start December 1, 2026.

You've spent decades building experience, relationships, and professional skills. Second Act AI Capital Advisors™ helps experienced professionals explore new mortgage career opportunities through home-equity education, AI-powered tools, guided training, and a structured licensing pathway.

Apply for the Founding ClassExplore the ProgramWatch Ms. B's Message
Live Zoom session: Tue, Nov 3 · 7:00 PM CT — Register (opens in a new tab)

25 Founding Class Places Planned

Experienced professionals meeting around a boardroom table

An AI Capital Lending™ initiative

Illustrative image.

Your Experience Is Capital. Your Second Act Is in Home Equity.

Two specializations

Choose the home-equity path that fits you

HELOC Specialist Track

  • Home-equity education
  • Understanding HELOC structures
  • Costs and repayment considerations
  • Responsible homeowner education
  • AI mortgage productivity
  • Licensed origination career pathway
Explore HELOC Training

Reverse Mortgage Specialist Track

  • Reverse mortgage fundamentals
  • FHA HECM education
  • Homeowner eligibility concepts
  • Counseling requirements
  • Borrower and spouse protections
  • Fees and repayment obligations
  • Licensed reverse mortgage career pathway
Explore Reverse Mortgage Training

Two entry pathways

A clear line between business development and licensed work

Every participant knows exactly what they may and may not do. Regulated workflows stay switched off until licensing is verified and an administrator approves compliance.

Path A

Business Development Consultant

For candidates without an active mortgage loan originator license.

Approved activities may include

  • Approved general marketing support
  • Educational event coordination
  • CRM administrative support
  • Training and professional development

Licensing boundary — never

  • ✕ Take mortgage applications
  • ✕ Discuss personalized loan terms or rates
  • ✕ Negotiate credit
  • ✕ Accept pay for mortgage referrals
  • ✕ Act as a licensed originator

The role and any compensation require legal approval and proper worker classification.

Path B

Licensed Mortgage Advisor

For candidates with verified licensing or registration, sponsorship where required, company approval and product-specific qualifications.

Once authorized, activities may include

  • Mortgage consultations
  • HELOC applications
  • Reverse mortgage applications
  • Product education and permitted comparisons
  • Client follow-up
  • Loan origination and pipeline coordination

Before any regulated work

Licensing is verified against authoritative records — self-reported status is never enough — and an administrator records compliance approval. Course completion alone never changes licensed status.

See the licensing pathway

Founding Class

25 Professionals. One Powerful Second Act.

We're building a small, focused founding class so every participant gets real attention, mentorship and accountability. There's no upper age limit, and younger qualified applicants are welcome too.

25 Founding Class Places Planned

Who it's for

  • Former mortgage loan officers
  • Returning mortgage professionals
  • Bankers and credit union professionals
  • Experienced real estate professionals
  • Business development professionals
  • Experienced sales and financial-services professionals

Second Act Mortgage Academy

12 weeks. 12 modules. One clear pathway.

Video lessons, learning objectives, case studies, quizzes, weekly assignments, live Zoom training and instructor feedback.

  1. Week 1

    Second Act Orientation

  2. Week 2

    Mortgage Industry and Licensing

  3. Week 3

    Home Equity Fundamentals

  4. Week 4

    HELOC Specialist I

  5. Week 5

    HELOC Specialist II

  6. Week 6

    Reverse Mortgage Fundamentals

  7. Week 7

    HECM Consumer Protection

  8. Week 8

    Business Development and Outreach

  9. Week 9

    AI Mortgage Productivity

  10. Week 10

    Mortgage Client Journey

  11. Week 11

    Advisor Practice and Simulations

  12. Week 12

    Career Launch and Readiness Assessment

See the full academy

Weekly live training

Learn together on Zoom

  • Weekly Mortgage Career Class
  • HELOC Product Lab
  • Reverse Mortgage Product Lab
  • Licensing Support Office Hours
  • Mentor & Accountability Session

Recurring live Zoom meeting

Second Act Mortgage Career Live Session

Starts Tuesday, November 3, 2026 at 7:00 PM Central Time (US & Canada)

Register once in advance — Zoom emails you the join link and calendar details for the series.

Register on Zoom (opens in a new tab)

AI Capital Advisor Studio

Your training home base

  • Learning plan, Mortgage Academy, HELOC and Reverse Mortgage studios
  • Licensing readiness checklist, verified by our team
  • Zoom schedule, attendance and recordings
  • BAGGIE AI training assistant for study help and drafts
  • Compliance education, mentor messaging and support

Training and membership

Simple, honest pricing

Founding Class application

Free

Apply in about 10 minutes.

Company introductory training

Free

For the accepted Founding Class, subject to approved program terms.

External licensing costs

Disclosed separately

Approved education, exam, background check and state fees are paid to outside providers.

Optional Second Act Academy™

$1,297

The existing Certified AI Second Act Advisor™ program remains available. Optional.

No training purchase is ever required to access work or to receive preferential consideration.

AI-generated film made from Ms. B's approved photo; the voice is AI-generated.

Meet Ms. B

Your Second Act Starts With Experience.

"I believe the wisdom, relationships, and professional experience you've gained over a lifetime can become the foundation for your next chapter. Our Second Act AI Capital Advisors program brings together mortgage education, technology, mentorship, and professional opportunity."

— Ms. B The Money Lady, host

Meet Ms. B

Your Mortgage Career Deserves a Second Act.

Apply free for the Founding Class. Every application is reviewed personally.

Apply for the Founding ClassExplore the Program